Abra, Inc. is your FHA certified appraisal company

The FHA maintains a roster of approved appraisers for each state - Abra, Inc. is on the roster of approved appraisers for Florida.  This means that we are qualified and approved by the FHA to do appraisals for house loans backed by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD); if your loan is an FHA-insured loan, it means it is secured by them. The FHA does not loan funds to borrowers. Rather, it provides lenders with protection by offering mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are designed to aid low-to-moderate income purchasers by easing credit expectations. Different from the VA appraiser panel, the lender working with Federal Housing Administration has the ability to choose the appraiser.

Down payments are often lower with an FHA loan despite using conventional market rates. Those with lower incomes or less starting capital to use as a down-payment on a loan are helped the most from Federal Housing Administration loan programs.

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